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이왕이면 자신의 주거래 은행이면 대출 신청 후 바로 승인될 확률이 높습니다.불법적인 방식의 신용카드 현금화(예: 카드깡)는 법적 처벌 대상이 될 수 있습니다.하지만 굳이 단점이 되는 이유는 다른 데 있습니다. 신용카드 사용은 개인의 신용점수에 지대한 영향�

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